Terms of Service

1. Service Description

Northscope provides independent analytical review of business documentation for buyers evaluating potential acquisitions. The Service includes:

• Multi-dimensional analysis of financial statements, tax returns, contracts, and other business documentation submitted by the buyer
• Independent valuation assessment based on industry-specific multiples and financial performance metrics
• Structured risk identification across financial, operational, legal, and structural dimensions
• Actionable recommendations with specific findings, implications, and suggested next steps
• A comprehensive written report delivered via email in PDF format

Our analysis employs a proprietary multi-framework analytical methodology including computational analysis and structured adversarial review to surface risks that conventional review may overlook.

2. Scope and Limitations

This Service is explicitly not any of the following:

• Legal advice or a substitute for review by a qualified attorney
• Accounting advice or a substitute for verification by a Chartered Professional Accountant or Certified Public Accountant
• An audit of financial statements or business records
• A guarantee of authenticity of any documents submitted for analysis
• A physical inspection or on-site verification of business operations, assets, or inventory
• A background investigation of sellers, owners, officers, or any individuals associated with the business

Our analysis is an independent analytical review and should be treated as one input among many in your acquisition decision-making process. It is not a replacement for comprehensive professional due diligence.

3. Payment and Pricing

The Service costs $3,000 USD, payable via Stripe before document submission. Payment must be received and confirmed before analysis begins.

Pricing is subject to change without notice. Any price change will not affect orders that have already been paid for.

4. Refund Policy

If you are not satisfied with your report for any reason, you may request a full refund within 7 days of purchase by contacting support@northscope.io. No questions asked.

One refund per customer. Delivery failures (system error, report never received) are always eligible for a refund regardless of prior refund history.

See our full Refund Policy for complete details.

5. Your Responsibilities

By using this Service, you represent and agree that:

• You have the legal right to upload and submit all documents provided to the Service
• The documents you submit are authentic and have not been materially altered or fabricated
• You understand that this Service provides independent analytical review, not professional legal, accounting, or financial advice
• You will consult qualified professional advisors (legal counsel, accountants, industry specialists) before making any acquisition decision
• You accept full responsibility for any decisions made based on, or informed by, our analysis and reports

6. Intellectual Property

All reports, analyses, methodologies, analytical frameworks, scoring systems, and related materials produced by Northscope are the intellectual property of Northscope.

Upon delivery, you are granted a non-exclusive, non-transferable license to use your report for personal, internal decision-making purposes related to the acquisition under evaluation. You may share your report with your legal counsel, accountant, or other professional advisors engaged in evaluating the same transaction.

You may not redistribute, republish, resell, sublicense, or otherwise make available any Northscope report, analysis, or methodology to third parties for any commercial purpose.

7. Data Usage and Derived Insights

(a) Anonymized Analytical Data

Northscope retains the right to derive anonymized, aggregated, and de-identified analytical data from materials processed through the Service. Such data includes, but is not limited to:

• Industry valuation multiples and pricing benchmarks
• Financial ratio distributions and performance ranges
• Risk pattern frequencies and common risk indicators
• Deal structure characteristics and terms distributions
• Other statistical and analytical insights that cannot be traced to any specific transaction, buyer, seller, or business

(b) Market Intelligence

Such anonymized analytical data may be used to:

• Improve and refine our analytical models and methodologies
• Compile market intelligence reports and benchmarking datasets
• Create derivative data products for commercial distribution
• Publish industry research, white papers, and market analyses
• Develop proprietary transaction intelligence and industry insights

(c) No Personal or Transaction Identification

Anonymized analytical data will never include:

• Business names, addresses, or identifying details of any entity
• Buyer or seller names, contact information, or personal identifiers
• Specific document contents, excerpts, or quoted material
• Any information that could reasonably be used to identify a specific transaction, business, or individual

(d) Document Handling

Original documents submitted to the Service are processed for the purpose of generating your analysis. Documents are retained for up to 90 days following delivery of your report for quality assurance and customer support purposes, after which they are securely deleted. Your documents are never sold, shared, or distributed to third parties.

(e) Structured Outputs

Structured analytical outputs generated during the analysis process -- including risk scores, financial ratios, valuation assessments, and recommendation data -- become part of the anonymized analytical dataset as described in Section 7(a) above. These outputs are retained in de-identified form and are not attributable to any specific transaction.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Northscope shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, loss of business opportunity, or cost of procurement of substitute services, arising from or related to your use of the Service, reliance on our analysis, or any acquisition decision made in connection with our reports.

In no event shall Northscope's total aggregate liability exceed the amount you actually paid for the Service giving rise to the claim.

9. Indemnification

You agree to indemnify, defend, and hold harmless Northscope, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to:

• Your use of the Service
• Your breach of these Terms of Service
• Your violation of any applicable law or regulation
• Any acquisition decision or business transaction undertaken in connection with our analysis
• Documents submitted that you did not have the legal right to provide

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada, and the applicable federal laws of Canada, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in the Province of Ontario.

11. Modifications

Northscope reserves the right to update or modify these Terms of Service at any time. Material changes will be noted with an updated "Last updated" date at the top of this page. Your continued use of the Service following the posting of changes constitutes your acceptance of such changes.

12. Contact

For questions about these Terms of Service, contact us at:

support@northscope.io